Term Life Insurance
Life insurance is a type of insurance that will pay out a sum of money upon the death of the insured.
Term life insurance is a form of life insurance that is temporary. The coverage will last for as long as premiums are paid during the term, usually 10, 20, 30 years, or until the insured dies.
Different Types of Term Insurance
- Renewable term life insurance offers an initial quote for the purchasing year, featuring annually increasing premiums, typically making it the more affordable option in the initial stages of coverage.
- Convertible term life insurance enables policyholders to convert their term policy into a permanent insurance plan.
- Decreasing term life insurance is a renewable policy where coverage decreases over the policy's lifespan at a predetermined rate.
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