Mortgage Protection Insurance
Mortgage Protection insurance is a type of life insurance that is intended to help protect one's home and family from unexpected life events
It essentially is a term life insurance policy that can living benefits
- Will pay in the event of the insured's death
- May pay in the event of critical illness (Heart Attack, Cancer, Stroke, and more)
- May pay in the event of chronic illness (unable to perform 2 Activities of daily living)
- May pay in the event of terminal illness (life expectancy with 1 year or less)
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- Level Coverage (Premium never increases)
- For 90% of people applications require no physical, blood work, or medical exams for approval
- The beneficiary avoids probate and receives the money tax free